Author Archives: Jim Duncan
QRM, FHA, Loan Type Delinquences
I found the above chart fascinating.
If you’re a consumer/homeowner (and voter) you should pay attention. People who likely understand this stuff less than we do (politicians) and who probably won’t read the relevant bills are likely going to be making incompetent decisions that affect all of us. As always, there is a likely a middle ground between the lobbyists (NAR) and the government (who have no desire to actually fix the problems).
Briefly: sea changes in the lending environment are in the offing. Proposals range from forcing lenders to have skin in the game to requiring many/most buyers to put down 20% downpayments – this would affect buyers, sellers, real estate agents (like me), all the ancillary professions and the entire American economy.
Educate yourselves; I’m trying to do so myself. Continue reading
Charlottesville real estate market update and conversation with Jim Duncan and Matt Hodges [ 1:00:39 ] Play Now | Play in Popup | DownloadThank you – Memorial Day 2011
Thank you.
Thank you to all those who have served and died for our freedoms. May we recognize, remember and never forget what you fought and died for and may we never forget your and your families’ sacrifices.
Please take the time to educate yourself about the true meaning of Memorial Day.
“The VFW stated in a 2002 Memorial Day Address:
Changing the date merely to create three-day weekends has undermined the very meaning of the day. No doubt, this has contributed a lot to the general public’s nonchalant observance of Memorial Day.[8]“
Tune Into WNRN This Sunday – 29 May 2011
Who can resist listening to an hour-long conversation about the Charlottesville real estate market? (besides my wife) Once again, Matt Hodges I and will be talking with Rick Moore on Sunday’s show at 11am.
What questions do you have? What would you like for us to discuss?
Twitter Week in Review
- @ProfessionalOne @Swanepoel duct tape. How can you forget duct tape? #seriously in reply to ProfessionalOne #
- Home. #
- RT @BSpinosa: No one showed up for public comment tonight! Kind of shocking. I guess the vocal parents are on vacation this month
# - I've been fighting crappy hotel wireless for nearly an hour. On vacation. But … Nearly ratified! #
- Watching a father have a meltdown. Family & kids not behaving to his liking. #
- My daughter did this when she was in 2nd grade; I don't know what I would have done if she'd been stopped
Twitter Week in Review
- RT @robhahn: i hate hate hate HATE HATE syncing contacts across multiple accounts & machines… [Sell your soul to the Google] #
- RT @ChadRatliff: "Everybody is to blame–parents, students, educational establishment, government leaders, (cont) http://tl.gd/2vscgh #
- @TBoard Exported? You(r site) moving? in reply to TBoard #
- Having an all-too-rare family day today. Only a wee bit of real estate stuff, ending with my soccer game tonight. #
- @joemeade @steinarknutsen I saw one of those yesterday in my neighborhood. Very scary-looking. in reply to joemeade #
- @AndyKaufman It's a pretty safe conclusion that in
Twitter Week in Review
- But. The recession is over, right? At least that's what the politicians say & want us to believe. http://bit.ly/9SpfWB #
- Huh. NAR has quite the resource on "what to look for" regarding meth labs: http://bit.ly/cvZ69C #
- @LivingBeaverton seriously? in reply to LivingBeaverton #
- Only way to eradicate cat smell from the house I just showed is to burn it down. I need a shower, change of clothes & to brush my teeth. #
- @PhxREguy @BawldGuy "lead" is shorthand for "someone who wants to talk about real estate" in reply to PhxREguy #
- @BawldGuy in order of warmth:
Charlottesville Twitter Week in Review
Haven’t made time yet to figure it out. in reply to ProfessionalOne # Looking for things to do near Nationals Stadium during the Dave Matthews concert tonight. … # RT @ bbalm : I really loved that spot for the Albemarle County Fair 
It’s been great being on the Ferris Wheel (cont) http://tl.gd/2mb5nv # You can’t make this stuff up. … # Real estate blogging ain’t rocket science http://bit.ly/dALe79 cc: @ robhahn # Reconciling the difference b/t what one thinks a house is worth & what the market thinks it’s worth is a difficult thing. … # Missing the # cvilletweetup but spending time with my kids. # win # RT @ TBoard : ntflix now has 15 million users. does that mean we need to figure out some way to use our accounts for marketing? Continue reading
Twitter Week in Review
- Worst sentence/idea I've read in years. http://post.ly/ndRb #
- Stopped into Greenwood Grocery for a sandwich, ended up tasting & getting a bottle of Cardinal Point's Rockfish Red. #
- Good news, bad news about West End traffic | Augusta Free Press http://post.ly/na2S #
- Life would be easier if my MLS displayed "last sold date & price" alongside current asking price & full price history. #RPR (?) #
- When I stop getting a little bit excited about meeting new buyers, I'll do something else. The challenge, listening, interpreting, guiding. #
- Haven't spent much time in the backend of #thesis recently;
