When buying a home, please work with a local lender. Having someone accountable to the client, the realtor, the community, matters immensely.
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Local Lenders, Filter Bubble, Realtor Value Proposition |
Archives of my subscription-only monthly notes. The blog is more searchable. Interested in not waiting a few months to read it? Learn more here. For these posts, I don’t do much formatting/changing as I’m more concerned…
Local Lenders, Close Family, Googling Best Schools + the Charlottesville Market | Note from Jim
Archives of my subscription-only monthly notes. The blog is more searchable. Interested in not waiting a few months to read it? Learn more here. For these posts, I don’t do much formatting/changing as I’m more concerned…
April’s Monthly Note – Googling Schools, Market Update, Local Lenders
April’s note is a fun note. Really. Interested in receiving one email a month? Subscribe here. This month, I’m writing about the Charlottesville real estate market (as I do every month), Googling schools (and the associated perils),…
Hello & Goodbye – Lenders Selling Loans or “What Happens if my Loan is Sold?”
You’re sitting at the closing table, your lender (if you’ve wisely chosen a good, local lender) is sitting at the table and the attorney tells you that your loan is likely to be been sold…
Recommended Lenders in Charlottesville by Jim Duncan
Homebuyers in Charlottesville: Please Work with Charlottesville Lenders. Here’s Why
Lender asks for my recommendations for attorney/title company, appraiser, etc. (local lenders tend to have pre-existing relationships to take advantage of) I consult with my client to ensure that he approves, and proceed. … Hopes and dreams have been smashed because an incompetent, unknown lender does not have any reason to work harder, does not have any relationships to maintain, has no concerns regarding accountability.
…He calls another local lender with whom he and I both have excellent working relationships and passes the package over to the other local lender. … I’m inclined to do whatever it takes (so long as it’s moral, ethical, legal) to ensure that my clients are taken care of.