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Title Insurance

In fact, your lender will insist on it — and you’ll have to pay. The policy protects the lender (but not you) should there be any claim on the land from former owners — say a divorced woman whose ex-husband forged her signature on a quit-claim deed, a mechanic’s lien from an unpaid subcontractor or a long-lost heir.

Educate yourself at the  Real Estate Journal.

…you do need title insurance. In fact, your lender will insist on it — and you’ll have to pay. The policy protects the lender (but not you) should there be any claim on the land from former owners — say a divorced woman whose ex-husband forged her signature on a quit-claim deed, a mechanic’s lien from an unpaid subcontractor or a long-lost heir.


Update 10 December 2010: This is a video describing what Title Insurance is and why you may want to buy the Owner’s title insurance policy.

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April 9, 2005

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About Jim Duncan

I am a Realtor/Broker/Partner with Nest Realty in Charlottesville, Virginia. The goal of this site/blog remains unchanged in the nearly 10 years since its founding – to provide clear, coherent and unbiased analysis of the Charlottesville area real estate market.

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