Read the Albemarle County Budget. If you’re pressed for time or attention span, start with the Budget Summary (pdf) – that’s where I found this unfortunate nugget:
Eliminates $190,000 for Homebuyers Down Payment Assistance Program. One-time funding for this program in FY 10/11 could be available and considered for reappropriation if this program does not meet its anticipated demand in FY 09/10
Find the fat, suggest changes (the first public hearing in 3 March at 6pm at the Lane Auditorium at the Albemarle County Office Building).