Charlottesville and Albemarle are two different entities. They are part of the same Metropolitan Statistical Authority (MSA). Albemarle pays 10% of their revenue to the City of Charlottesville every year. Those who are newer residents are fairly surprised when they discover this fact – rightfully so.
Charlottesville and Albemarle are not the same thing. Stories that highlight the values of Charlottesville while said features are actually in Albemarle (or Greene or Fluvanna as is often the case) are inaccurate.