I’ve said for years that we (I) won’t know today’s state of the real estate market until we have at least 18 months’ hindsight.

I’m putting this here for later reference.

• 3% Downpayment being offered by Wells Fargo. Having nearly no skin in the game didn’t work out well last time. Fact: some people shouldn’t be homeowners. Simple.
• Rocket Mortgage *note they’re not local), . I know I’ve noted this before, and I know that there’s more to the concept than pushing a button, but a mortgage should be a relatively challenging thing to obtain, and the imagery of “Rocket Mortgage” doesn’t seem so fantastic.
• Airline miles for a home. No big deal. (hat tip: 1000 Watt)
• Hmmm  … in Japan, 15 years after being built the average house is worth nothing. (h/t Greg)

I’ll let you know in 2018 how we’re doing.