Browsing Category Buyers

When Should Buyers Pull their Credit (when buying a home)?

When should buyers let their lender pull their credit?

Regardless of when a buyer wants to purchase, if they are serious about building wealth and creating a home, buyers should let a lender soft pull credit after initial conversation.   A soft pull will provide most of what a lender needs for the credit calculation.

Will a soft pull affect their credit score?

A soft pull neither affects score nor is reported as an inquiry. It is the perfect use of credit with an unknown purchase date.

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