Charlottesville’s Real Estate Blog since 2005.

Clear, Honest Market Analysis. For People, Not Realtors.

5 Things to Avoid Before Buying a Home (no longer available) – Simple tips that can save a lot of heartache, stress and money. (no longer available)

Real Estate Insurgency Manual, Part 1: Outmaneuver and Neutralize (no longer available) – Much of this is how and what Nest aims to accomplish

City of Charlottesville discriminating against homeschoolers and private school kids? (archived: 2010)

Linked Data is Blooming: Why you should care

Have you heard about the Home Valuation Code of Conduct?

In a nutshell, mortgage originators (if paid commission) will no longer have contact with appraisers for conventional mortgages. Appraisals will be ordered via an appraisal management company–oddly similar to what Washington Mutual used before New York Attorney General Cuomo investigated. Although this is effective for loans delivered to Fannie/Freddie on May 1, 2009 or later, lenders will adopt the Code well in advance in order to be able to deliver compliant loans.


Choosing the Right REALTOR to sell your home (archived: 2014) – sage advice from a Realtor friend in Miami; advice that is applicable when choosing a Realtor in Charlottesville or anywhere else.

Remember that it is a particular agent’s service that you will be relying on, not necessarily the brokerage. With all the changes in real estate in the past 2 years, it is no longer about hiring the big dog brokerages anymore. It is about hiring agents that provide service, that are Internet proficient and that will expose your listing to the broadest audience possible. Rick and I left a big brokerage because they were limiting the way we exposed our listings and setting boundaries for us that were directly impacting our clients and our ability to market effectively.

The ROI of Stories – An Informal Case Study (archived: 2019) – this fits in line with something I was thinking the other day. When interacting with people, ask them how they’re doing. If they’re in a crappy job that typically is unrewarding, a simple and genuine “how are you doing?” combined with a smile can make the experience much better for both people.


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Jim Duncan has been helping buyers and sellers in Charlottesville’s neighborhoods for 25 years. Get local insight born of experience.

Dig Deeper

Revisiting the “0 to 5 Buyer is Gone” Post – 15 years later

Revisiting the “0 to 5 Buyer is Gone” Post – 15 years later

Revisiting the “0-5 Buyer Is Gone” Theory We’re in a different market now. Some of the people who bought between 2021 and 2024 are trying to sell — and the ones who bought new construction, now competing against new construction, are having a hard time.…

A Charlottesville e-bike Success Story

A Charlottesville e-bike Success Story

I have an e-bike. I love my e-bike. I ride it to meetings all over the City of Charlottesville instead of driving my car. e-bikes are great. A friend got an e-bike. He loves his e-bike. He has a different perspective, and I asked him…

Flipping the Switch, Part 3: ADUs, Zoning, and the Practical Guide

Flipping the Switch, Part 3: ADUs, Zoning, and the Practical Guide

Flipping the Switch, Part 3: ADUs, Zoning, and the Practical Guide Part 1 covered the data. Part 2 covered the design. This week: the regulatory landscape, the ADU reality check, and the practical checklist. The ADU Conversation Has Changed When I wrote about this in…

Happy Homeownership Day (on a bicycle)

Happy Homeownership Day (on a bicycle)

A good day starts with a bike ride. A better day starts with a bike ride to meet clients for a final walkthrough of their first home. Smile, happiness, projects to be undertaken, projects to be planned, lives to be lived. It's a good day.…

Interested in Learning More?

Jim Duncan has been helping buyers and sellers in Charlottesville’s neighborhoods for 25 years. Get local insight born of experience.