Browsing Category General Real Estate

When Should Buyers Pull their Credit (when buying a home)?

in Buyers Buyers. General Real Estate on

When should buyers let their lender pull their credit?

Regardless of when a buyer wants to purchase, if they are serious about building wealth and creating a home, buyers should let a lender soft pull credit after initial conversation.   A soft pull will provide most of what a lender needs for the credit calculation.

Will a soft pull affect their credit score?

A soft pull neither affects score nor is reported as an inquiry. It is the perfect use of credit with an unknown purchase date.

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Jim’s Note – August 2025 – Navigating Charlottesville’s Changing Market, Answering the Phone & Infrastructure Choices

in General Real Estate on

August is upon us. Schools are restarting, fall is near, and we’re putting our helmet lights back on for the fall and winter morning rides.

This month: navigating a changing market, pulling comps for unrepresented buyers, the value of answering the phone, and disclosing AirBnBs.

They say that as you age, time moves faster. I guess I’ll find out.

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