Charlottesville’s Real Estate Blog since 2005.

Clear, Honest Market Analysis. For People, Not Realtors.

Tag: albemarle real estate

ALBEMARLE

FHA Increases – Buying a Home Is Now More Expensive

Effective for FHA loans for which the case number is assigned on or after October 4, 2010, FHA upfront and annual MIP will change as follows:    - Upfront MIP -    1.00% on ALL mortgage terms (from 2.25%)    - Annual MIP -      0.90% for LTVs*8…

ALBEMARLE

Can Crozet have Three Centers?

With the proposed pedestrian mall in downtown Crozet, the question is - Can Crozet support Three business/residential/mixed use centers? Crozet has become much more self-sufficient over the past five years - adding two gyms, another grocery store, two coffee shops, a bookstore ... but it's…

GENERAL REAL ESTATE

“New” Lead Based Paint Rule Revised

Remember the new Lead Based Paint Rules/Regulation/Law that went into effect in April? Apparently it was revised, with very little fanfare and advertising from the EPA. The only way I learned about it was when I saw that the National Association of Home Builders is…

BUYERS

Dealing with Home Buyers’ New Psychology

It's not really "new" ... the Charlottesville area has been considered a buyers' market for a couple years now. What may be new is the occasionally extreme nature of the buyers and that they are now accustomed to and comfortable with the "new" normal -…

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